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Email Fraud, supposedly from Maruti Suzuki!!

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The idea of sharing ideas!!

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Sticking to the theme of my last two posts, I now come to what I think is the most powerful idea I will probably write about. This is not a business though. It is a non profit venture. And it does not deal in any form of product or service we normally think about. It deals with what I have been writing about – Ideas! The setup I want to talk about does not create ideas, and neither does it sell ideas. It does not even fund ideas, though of late it has started assisting people bring their ideas to life. So what does it do? Simple. It shares ideas. And that I think, in itself is a very powerful idea. With this venture I have come to know about people I wasn’t aware existed, differences I wasn’t aware were made, dimensions and facets I hadn’t thought of looking at. By now many of you must have guessed what I am talking about. I am talking about www.TED.com . TED stands for Technology, Entertainment & Design. From the TED website: "We believe pa...
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Microfinance In a Spot Of Trouble

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I am keen on Microfinance and try to follow related news / articles as much as I can. Last year I had gone on a research project with some fellow students and stayed in villages for about 10 days. From the discussions we had with villagers and MFI operating in those villages, I got a feeling that though there are many MFIs now operating in India, they do not yet have a clear structure or system to operate with. Villagers further showed a tendency to recycle loans, and often waited for the government to waive off loans. Though life style of some of the villagers seemed to have improved, I did not see Microfinance making major impact on their means of income. If income was stagnant, improved lifestyle could mean only one thing - that loan was being used to meet household expenses, and not as working capital. It was thus no surprise when I came across this article: "Ketaki Gokhale in the WSJ: ' A credit crisis is brewing in Microfinance ' Here in Ramanagaram, a silk-ma...
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